In addition to finding a planner whose planning philosophy, speciality knowledge and personality are a good fit, I recommend choosing a planner who is “fee-only” meaning they do not get paid commission. Fee-only planners get paid on a fee-for-service basis. The CFP® designation can also help you evaluate planners. If a planner has the designation you can be assured they have completed the education, testing and work experience requirements set by the CFP Board. For more information about the CFP® feel free to visit the CFP Board Website: https://www.cfp.net/.

The CFP® designation is a formal recognition of expertise in the areas of financial planning, taxes, insurance, estate planning, and retirement. Each professional has successfully passed the courses, exams and work experience set forth by the CFP Board. Each certificant is also responsible for continuing education to maintain the marks. 

Yes! As a Registered Investment Advisor (RIA) and a CERTIFIED FINANCIAL PLANNER™, I am a fiduciary. I also just fundamentally believe in doing the right thing no matter what. It is core to my being. For those who follow the Enneagram, I am a 1 wing 2.

A fiduciary is the highest legal and ethical duty to one’s clients to act solely in their best interest first and foremost. Fiduciaries must…

    • Put their clients’ interests before their own
    • Act in good faith and provide all relevant facts to clients
    • Avoid conflicts of interest and disclose any potential conflicts of interest to clients
    • Do their best to ensure the advice they provide is accurate and thorough

Nope! For ongoing planning we charge an annual retainer typically paid monthly. If you have assets you’d like us to manage we are happy to, but it is separate from financial planning. If you already have an investment manager, we are happy to work along side them as your financial planner. 

Project planning is designed for those who want short term help navigating a certain planning issue. We follow a 3-meeting process where we gather data, ensure accuracy and present the findings.

Projects are ideal for:

  • A retirement readiness check
  • Preparation for a life transition
  • Preparation for a large financial decision 
  • Evaluating options for a large financial decision
  • And more…

This relationship does not provide advice in all financial planning topics. It is not a comprehensive plan. It is focused on the specific financial issue or question at hand. If you’d like a comprehensive plan, you may be better suited for our MoneyWellness comprehensive planning offering.  

There are a variety of factors that impact how long it takes to complete the project plan but on average it takes 2-4 months. 

Scroll to top